Halkbank Announces 2025 Financial Results: Net Profit Rises to 27.1 Billion TL

Strong Growth in Profitability and Income Performance Türkiye Halk Bankası (HALKB) has announced its financial results for the year 2025.
The bank's net profit for the period increased by 23% compared to the previous year, reaching 27.13 billion TL.
A significant rise was observed across key income items; interest income grew by 35% annually to 918.3 billion TL, while net fee and commission income recorded a 48% increase, reaching 61.8 billion TL.
Despite a 29% increase in interest expenses, the higher growth rate in income remained the primary factor supporting overall profitability.
Balance Sheet and Equity Development The bank's balance sheet size continued to expand through the end of 2025.
Total loan volume increased by 10% to 2.09 trillion TL, while total deposits also rose by 10% to reach 3.61 trillion TL.
Net financial assets grew by 4% to 1.35 trillion TL, and the bank's equity increased by 11% to 222.9 billion TL.
Additionally, a 16% increase in expected loss provisions was reported for the period.
Market Value and Stock Performance Halkbank shares, traded on Borsa Istanbul, were trading at 49.10 TL as of February 20.
The bank's total market capitalization is calculated at 352.8 billion TL, with a Price-to-Earnings (P/E) ratio of 13.00 and a Price-to-Book (P/B) ratio of 1.58.