Hülya Türkmen: Planned and Gradual Investment Strategy Critical in Times of Uncertainty

Market Sentiment After a strong performance in the first months of 2026, financial markets have adopted a more cautious tone.
In this environment, investors are urged to reassess their strategies.
Importance of a Planned Approach and Cash Management Garanti BBVA Investment General Manager Hülya Türkmen stressed that in periods of heightened uncertainty, taking large one‑time decisions is less effective than a planned, incremental approach.
Investments should be spread over time, diversified across asset classes, and managed with disciplined cash flow to reduce timing risk.
Spreading investments over time, diversifying across asset classes, and maintaining disciplined cash management help minimize timing risk.
Key Sectors and Investment Areas Based on market conditions, sectors can be grouped into two main categories: Defensive Sectors: Food retail, telecommunications, electricity generation, and healthcare, which are more resilient to market swings.
Growth‑Focused Areas: Software, technology, artificial intelligence, defense industry, and selected industrial companies.
Banking stocks that have fallen to attractive valuation levels can also be selectively monitored.
Long‑Term Strategy and Discipline After a high‑interest period, projections suggest that equities may regain prominence in 12‑ to 24‑month horizons.
Garanti BBVA Investment advises investors not to wait for perfect market conditions but to adopt a flexible strategy.
Achieving long‑term goals requires avoiding emotional decisions, relying on information and analysis, and implementing a disciplined plan.