Retirement 'Last 1260 Days' Rule Changes: New Calculation Method for Post-2008 Insured

New Era in Retirement Status Social Security Expert İsa Karakaş has announced a critical change affecting millions of employees who became insured after the 2008 reform.
The practice known publicly as the "last 3.5 years" advantage, which determines retirement status, is no longer valid for those who entered the workforce after October 2008.
This regulation directly impacts the strategies of employees planning to retire early by switching between SSK and Bağ-Kur.
While SSK (4/1-a), Bağ-Kur, and the Pension Fund (Emekli Sandığı) have been merged under the Social Security Institution (SGK), the number of premium days required for retirement continues to vary by status.
Premium Differences Between Statuses Persist Retiring under the SSK status provides an advantage of paying approximately 1,800 to 2,000 fewer premium days compared to Bağ-Kur.
This makes the status under which an employee retires a vital issue for many workers.
Distinction Between Pre-2008 and Post-2008 For those whose insurance start date was before the 2008 reform, the "last 7 years of actual service" rule continues to apply.
In the current system for these individuals, retirement procedures are finalized according to the rules of whichever status they paid premiums into for at least 1,260 days within the last 2,520 days.
This allows a Bağ-Kur employee to retire more easily by completing their last 3.5 years as an SSK member.
How the New Calculation Method Works For those first insured in October 2008 or later, the "last 1260 days" rule has been completely abolished.
In the new system, retirement status is determined not by the final years of working life, but by the status in which the most premiums were paid throughout the entire career.
If the number of premium days in different statuses is equal, retirement procedures will be carried out based on the most recent insurance status held.